Personal Savings Accounts
We offer a variety of personal savings accounts. Take a look at our options to find the one that best fits your needs.
Savings Account
Requirements & Fees
Requirements
Minimum deposit of $100.00 to open.
Service Charge
- $5.00 monthly charge
- Waived with $100.00 minimum daily balance
- Limited to 6 transfers per calendar month
- $3.00 excessive debit fee after 3 debits/month
Features
- Free Internet Banking
- Free Mobile Banking
- Free Online Bill Pay
- Quarterly statements (monthly transcript available with auto deposits/payments)
- Interest compounded daily, credited quarterly
- Daily balance method for interest calculation
Certificate of Deposit
A non-negotiable, interest-bearing instrument with which a customer promises to keep funds on deposit for a specified length of time, earning a guaranteed rate of return.
Regular CDs (Minimum: $1,000)
3-Month CD
Interest: Paid at term back to CD
Early withdrawal penalty: 1 month's interest
Redeemable on maturity or within 10 days after — no penalty
6-Month CD
Interest: Paid at term back to CD
Early withdrawal penalty: 1 month's interest
Redeemable on maturity or within 10 days after — no penalty
12–24 Month CD
Interest: Paid quarterly back to CD
Early withdrawal penalty: 3 months' interest
Redeemable on maturity or within 10 days after — no penalty
3–5 Year CD
Interest: Paid quarterly back to CD
Early withdrawal penalty: 6 months' interest
Redeemable on maturity or within 10 days after — no penalty
Jumbo CDs (Minimum: $100,000)
- Automatically renewable
- Terms up to 60 months
- Interest paid quarterly on 1-year and higher
- 1-month penalty: 1, 3, or 6-month CDs
- 3-month penalty: 12 or 24-month CDs
- 6-month penalty: 3–5 year CDs
Individual Retirement Accounts
IRA Options
We Offer
- Fixed Rate IRAs
- Variable Rate IRAs
Contact our New Accounts Department for further information on terms, rates, interest payments, and penalties on fixed or variable rate IRAs.
View Current Rates
See our competitive rates on savings accounts, CDs, Jumbo CDs, and IRAs.